Debt Payoff Planner

PDF Guide

$3

one-time purchase

• ✓The psychology of debt: breaking the shame cycle backed by research
• ✓Avalanche vs. snowball with real dollar-amount math comparisons
• ✓Phone scripts for negotiating lower interest rates (69% success rate)
• ✓Balance transfer strategies: when they save money and when they backfire
• ✓Complete debt inventory worksheet with strategy selection guide
• ✓Life-after-debt checklist for staying free permanently

9 pages